Manulife Health Saver Benefit provides you and your family with comprehensive hospitalisation coverage, including Traditional Chinese Medicine and Chiropractic Treatment. You will also receive a 30% discount on your insurance charges the moment you sign up. Furthermore, you are eligible for a 40% discount on your insurance charges the following year if no claims are made during the year.
Price shown depends on Insured’s age at their next birthday.
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| Benefits | MHSB 150 | MHSB 200 | MHSB 250 | MHSB Signature |
|---|---|---|---|---|
| Annual Premium | /y | /y | /y | /y |
| Room & Board | Room 150 | Room 200 | Room 250 | Up to the rate of two (2) basic categories of Single-Bedded Room |
| Increase to the Hospital R&B Limit | ||||
| Overall Annual Limit | 1,000,000 | 1,500,000 | 1,750,000 | 2,200,000 |
| Lifetime Limit | No Limit | No Limit | No Limit | No Limit |
| Coinsurance | Option None/10% (Min RM500, Max RM3000) | Option None/10% (Min RM500, Max RM3000) | ||
| Deductible per Disability | ||||
| Pre-Hospitalisation | 60 days | 60 days | 60 days | 60 days |
| Hospitalisation | ||||
| Post-Hospitalisation | 90 days | 90 days | 90 days | 90 days |
| Second Medical Opinion | RM2,000/year | |||
| Intraocular Lens | RM6,000 | RM6,000 | RM6,000 | RM6,000 |
| Accidental Outpatient Treatment Benefits | RM2,000 | RM2,500 | RM2,750 | RM3,500 |
| Outpatient Physiotherapy Treatment | ||||
| Outpatient MRI/PET scan | ||||
| Outpatient Dengue & Zika | ||||
| Outpatient Cancer Treatment | ||||
| Outpatient Kidney Dialysis Treatment | ||||
| Outpatient Stroke Treatment | ||||
| Traditional Chinese Medicine & Chiropractic Treatment | RM150 (Up to RM1,500/year) | RM200 (Up to RM2,000/year) | RM250 (Up to RM2,500/year) | RM300 (Up to RM3,000/year) |
| Medical Report Fees Reimbursement | ||||
| Genomic Test for Cancer | ||||
| No Claim Discount | Start with 30%, max 40% | |||
| Non Medical Related Expenses | ||||
| Critical Illness Coverage Rider | ||||
| Waiver Rider | ||||
| Government Daily Allowance | RM100 | RM130 | RM150 | RM200 |
| Daily Cash due to Road Accident on Highway | ||||
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